2010年9月10日星期五

Top 5 Reasons Why Buying is Better than Building!

Top 5 Reasons Why Buying is Better than Building!

Written by FrugalTrader on May 16, 2007 filed under Real Estate

Last week I posted about why building a new house is better than purchasing an older home. This time around, I’m going to go through the reasons why buying older is better!

5. Established neighorhood with trees and other greenery

Older homes are established with trees and other greenery whereas new homes are just getting started with little or no vegetation. Depends on the person I guess, but we enjoy mature trees in a neighborhood.
4. You know exactly what you are getting

Even though you are picking out the designs in the new home, there is no way of seeing exactly how it’s going to turn out (unless you copy an existing new home). With older homes, what you see is what you get. Predictability can be comforting.
3. No loud construction going on nearby

Construction crews start really early in the morning and moving into a new neighborhood will be full of construction. Although the construction noise is temporary (year or two), less noise is better. :)
2. You don’t need to go through the pain of building

Lets face it, even though I’m not driving the nails myself, it is still a pain to ensure the work is being done right on a daily basis for 3-4 months straight! Older homes enable you to move in right away without the hassle of building.
1. You can negotiate the price

I like getting deals. Even if it means just a few thousand dollars off the asking price, it’s still a deal. In popular new neighborhoods around here, there is no negotiating with the builder. What they tell you to pay, you pay. With older homes, you can negotiate a deal with the vendor.

The Cost of Building a House

The Cost of Building a House
Written by FrugalTrader on Sep 6, 2007 filed under Building a House
My close friend Joe is also building a home, but he is a bit further ahead in the process than we are. He was gracious enough to take some time and post about his experiences with some of the costs involved.

As some of you readers may consider building in the future, this may help in planning a building budget. Note that the costs below are based upon building a home in Newfoundland, but it should give you an approximate cost for other areas in Canada.

$90-$95/sq ft of living space based on 2 story homes (ranch bungalows cost more/sq ft) – includes 10×10 patio, paved double driveway, and landscaping in front only.
$15,000 for single garage
$30,000 for double garage
Add the cost of land
Above price includes approximate allowances: $5000 for kitchen, $5000 for flooring, and $1000 for lighting.
As you can see, even though it costs a bundle to build a house, most builders only give you a skimpy allowance that will most likely NOT cover the expenses.

Also note that the prices given below are "contractor" prices which you will also mostly likely get if you are building through a reputable builder.

For kitchens, after getting many quotes, I found the general rule of thumb of $230 per linear foot of kitchen. My future kitchen is approximately 30 linear feet of kitchen cabinets/counter tops which would cost approximately $230 x 30 = ~ $7,000. Note that this estimate is based on a standard laminate counter top, not the fancy granite/marble stuff.

The floors, we're looking at getting mostly hardwood/ceramics and carpet in the bedrooms. The budget killer is if you want to get hardwood stairs which cost around $200/stair; extra if you have a landing, and super extra if you have a winding stair case. For us, we have around 12 steps + landing (thank goodness for no curve), quoted as $3000. For us, flooring worked out to be around $6.50/sq ft, so in total around $11,500 (1800 sq ft developed).

Onto the lighting, we're hoping to get some pot lights installed, but man, these little buggers are expensive! We were quoted approximately $100/pot light. We're going to get a few pot lights for the main floor, other than that, we're just getting cost effective (aka cheap), interior fixtures from the local hardware store. There's not doubt that we'll be exceeding the $1000 electrical/lighting allowance.

Something that most people neglect to consider are the exterior doors. Most builders give you a very low allowance for your front door, and you're bound to go over the given amount. We did anyways. Both our front/patio doors combined will cost us an extra $600

2010年8月22日星期日

Markham New Home Project list

Builder Development Product Type Bedrooms TREB Zone Price From Size (Sf)
Flato Developments Inc. Wismer Green Detached 4 bdrm N11 $618,800 2,838
Flato Developments Inc. Wismer Green Detached 4 bdrm N11 $622,800 2,838
Flato Developments Inc. Wismer Green Detached 4 bdrm N11 $632,800 3,008
Flato Developments Inc. Wismer Green Detached 4 bdrm N11 $636,800 3,008
Flato Developments Inc. Wismer Green Detached 4 bdrm N11 $549,800 2,218
Flato Developments Inc. Wismer Green Detached 4 bdrm N11 $554,800 2,218
Flato Developments Inc. Wismer Green Detached 4 bdrm N11 $568,800 2,468
Flato Developments Inc. Wismer Green Detached 4 bdrm N11 $572,800 2,468
Flato Developments Inc. Wismer Green Detached 4 bdrm N11 $588,800 2,658
Flato Developments Inc. Wismer Green Detached 4 bdrm N11 $592,800 2,658
Flato Developments Inc. Wismer Green Detached 3 bdrm N11 $469,800 1,738
Flato Developments Inc. Wismer Green Detached 3 bdrm N11 $474,800 1,738
Flato Developments Inc. Wismer Green Detached N/A N11 $498,800 2,100
Flato Developments Inc. Wismer Green Detached N/A N11 $502,800 2,100
Flato Developments Inc. Wismer Green Detached N/A N11 $508,800 2,198
Flato Developments Inc. Wismer Green Detached N/A N11 $512,800 2,198
H & R Developments Castle Square Detached 4 bdrm N11 $545,900 2,226
H & R Developments Castle Square Detached 4 bdrm N11 $545,900 2,226
H & R Developments Castle Square Detached 4 bdrm N11 $555,900 2,362
H & R Developments Castle Square Detached 4 bdrm N11 $555,900 2,362
H & R Developments Castle Square Detached 4 bdrm N11 $565,900 2,576
H & R Developments Castle Square Detached 4 bdrm N11 $565,900 2,576
H & R Developments Castle Square Detached 4 bdrm N11 $575,900 2,674
H & R Developments Castle Square Detached 4 bdrm N11 $575,900 2,674
H & R Developments Castle Square Detached 4 bdrm N11 $585,900 2,841
H & R Developments Castle Square Detached 4 bdrm N11 $585,900 2,841
H & R Developments Castle Square Detached 4 bdrm N11 $590,900 2,947
Greenpark Homes Upper Village Wismer Commons Detached 4 bdrm N11$548,990
Greenpark Homes Upper Village Wismer Commons Detached 4 bdrm N11 $551,990 2,370
Greenpark Homes Upper Village Wismer Commons Detached 4 bdrm N11 $558,990 2,432
Greenpark Homes Upper Village Wismer Commons Detached 4 bdrm N11 $561,990 2,432
Greenpark Homes Upper Village Wismer Commons Detached N/A N11 $565,990 2,402
Greenpark Homes Upper Village Wismer Commons Detached N/A N11 $575,990 2,402
Greenpark Homes Upper Village Wismer Commons Detached 5 bdrm N11 $658,990 3,200
Greenpark Homes Upper Village Wismer Commons Detached 5 bdrm N11 $663,990 3,200
Greenpark Homes Upper Village Wismer Commons Detached 4 bdrm N11 $668,990 3,289
Greenpark Homes Upper Village Wismer Commons Detached 4 bdrm N11 $668,990 3,289
Greenpark Homes Upper Village Wismer Commons Detached N/A N11 $668,990 2,835
Greenpark Homes Upper Village Wismer Commons Detached N/A N11 $678,990 2,835
Greenpark Homes Upper Village Wismer Commons Detached 4 bdrm N11 $688,990 3,308
Greenpark Homes Upper Village Wismer Commons Detached 4 bdrm N11 $693,990 3,308
Greenpark Homes Upper Village Wismer Commons Detached 3 bdrm N11 $466,990 1,920
Greenpark Homes Upper Village Wismer Commons Detached 3 bdrm N11 $471,990 1,920
Greenpark Homes Upper Village Wismer Commons Detached 4 bdrm N11 $478,990 2,230
Greenpark Homes Upper Village Wismer Commons Detached 4 bdrm N11 $483,990 2,230
Greenpark Homes Upper Village Wismer Commons Detached 4 bdrm N11 $499,990 2,382
Greenpark Homes Upper Village Wismer Commons Detached 4 bdrm N11 $503,990 2,382
Greenpark Homes Upper Village Wismer Commons Detached N/A N11 $523,990 2,352
Greenpark Homes Upper Village Wismer Commons Detached N/A N11 $528,990 2,352
Greenpark Homes Upper Village Wismer Commons Detached 4 bdrm N11 $593,990 2,651
Greenpark Homes Upper Village Wismer Commons Detached 4 bdrm N11 $598,990 2,651
Greenpark Homes Upper Village Wismer Commons Detached 4 bdrm N11 $598,990 2,683
Greenpark Homes Upper Village Wismer Commons Detached 4 bdrm N11 $607,990 2,683
Greenpark Homes Upper Village Wismer Commons Detached 4 bdrm N11 $607,990 2,801
Greenpark Homes Upper Village Wismer Commons Detached 4 bdrm N11 $612,990 2,801
Greenpark Homes Upper Village Wismer Commons Detached 4 bdrm N11 $623,990 2,962
Greenpark Homes Upper Village Wismer Commons Detached 4 bdrm N11 $628,990 2,962
Greenpark Homes Upper Village Wismer Commons Detached 4 bdrm N11 $633,990 3,030
Greenpark Homes Upper Village Wismer Commons Detached 4 bdrm N11 $638,990 3,030
Greenpark Homes Upper Village Wismer Commons Detached 5 bdrm N11 $670,990 3,412
Greenpark Homes Upper Village Wismer Commons Detached 5 bdrm N11 $673,990 3,412
CountryWide Homes Wismer Commons Detached 3 bdrm N11 $522,990 2,103
CountryWide Homes Wismer Commons Detached 4 bdrm N11 $524,990 2,103
CountryWide Homes Wismer Commons Detached 3 bdrm N11 $526,990 2,116
CountryWide Homes Wismer Commons Detached 4 bdrm N11 $528,990 2,116
CountryWide Homes Wismer Commons Detached 3 bdrm N11 $530,990 2,156
CountryWide Homes Wismer Commons Detached 4 bdrm N11 $532,990 2,156
CountryWide Homes Wismer Commons Detached 4 bdrm N11 $532,990 2,251
CountryWide Homes Wismer Commons Detached 4 bdrm N11 $540,990 2,235
CountryWide Homes Wismer Commons Detached 4 bdrm N11 $542,990 2,247
CountryWide Homes Wismer Commons Detached 4 bdrm N11 $542,990 2,437
CountryWide Homes Wismer Commons Detached 4 bdrm N11 $550,990 2,425
CountryWide Homes Wismer Commons Detached 4 bdrm N11 $552,990 2,448

2010年8月11日星期三

推荐1个大多伦多东边的连锁知名品牌加油站

http://sammyyaotaoyang.blogspot.com/      加油站是我们日常生活中经常接触和见到的一个商业门面。我们几乎不久就要去加油站给我们的汽车加油,对于想创业的朋友来说,如果有这个信念和足够的资金不妨可以考虑一下。下面就介绍几个多伦多附近的几个加油站。

      第一个位于PICKERING距离士嘉堡10分钟车程,这是一个比较有点不一样的加油站我们先看看照片。














      所以这个是专门为卡车和旅游车加油的加油站,这个品牌在加拿大东部较少看到但是如果你到西部去,会发现有很多连锁店。
      这个加油站创立有8年多时间,占地8.3个英亩,可以容纳175部客车或旅游车6个柴油加油口和5个汽油加油泵,有餐馆,冲凉,游戏室,洗衣机和干衣机,上网电脑,公用电话,传真附近,加在一起年收入[纯]大概有十二万左右。
      这个商业机会叫价:25万9千左右。有兴趣者可以与我联系。
服务范围
                                      

2010年8月10日星期二

摘录文章:老人很惬意:在加国申请老年屋的经历

老人很惬意:在加国申请老年屋的经历

加国无忧 51.CA 2010年7月13日 08:53 来源:本网征文 作者:樟树 


       我们在老年屋住了七年多。起先住在英文名为Bachelor的单元里,我把它叫做“筒子屋”。这是老年屋最小的房型,虽然面积略小点,但各种家居功能一应俱全;厨房、卫生间、储藏室都有。只是客厅和睡房是一间,密闭及隔断简化了。(还有一种客厅有块凹进去的地方,放床方便妥当)这种房型多是住单身,就是夫妇居住,也是可以的。而且申请到手会快些,房价也最便宜!

      最近我们换了房,申请到条件较好的一室一厅,面积约46平米。从大小上说,只比原先的“白吃乐”大了几平米。但隔断却讲究了许多,睡房有墙有门与厅相隔,家的隐私性,条理性,舒适性提高了。功能也多了,来客晚上可拉沙发床厅里休息。让人感到惬意方便,心里畅快。但是房价却上涨了一截。以舒适论价,也算合理。

      老年屋是福利房,沾了纳税人的光,住老年屋月租是收入或供养费的三分之一。(供养费有最低标准)


       自打住上老年屋,就有人问我们是怎样申请的?其实申请老年屋不复杂。多伦多房管部门印有社会房屋目录的册子,册子上一切说得明白;可谓资讯透明。申请条件单一,只要是公民或移民,年龄59岁以上就可以申请。手续并不复杂,只是填表而已。服务也周到,社区有申请表,上网更方便。网上填表报名,或将表寄房管部门均可。(册子上有地址)当然需要身份证明,经得起审查。

       儿女忙,老人不会英文也不要紧,找社区耆老部社工,请他们代劳。他们有此业务又专业,会根据你的具体情况,给予具体的指导和建议。如你要求,他们会为你填表,也会为你在电脑上申请。

       电脑申请快捷,很快就会搞定。管理部门会给你回信,写有你的专用编号。有此编号,随时可以在电脑上查看你申请的房子,现在已经轮候到哪年了;使你有了基本的判断,是希望来临还是继续等候。如果你有特殊情况,在原居受虐待,或有医生证明,据说等候时间会缩短。当然应该实事求是,说谎耍赖后果自负。

       我们申请时市房管局印制的册子英文名是:TORONTO SOCIAL HOUSING CONNECTIONS: HOUSING LISTINGS 。免费索取。该册子将全市的老年屋都在哪儿,大致位置、街道、门牌号标写的一清二楚。房型是筒子房,一室一厅,两室一厅;有无护理服务;是否可使用轮椅,介绍的明明白白。是政府房,还是私人房等等均有注明。有了这本册子眼界宽了,基本情况明了,挑选的余地自然就大了。这样可以比较有把握地选择自己理想的住地,喜欢的房型。当然,有条件实地看看更好了。

       老年屋因建造年代不同,选址不同,新旧有区别,环境有差异。但日常生活所需的基本设施,同类型房子的面积,差别不大。

       现在老人多,老年屋又是福利性质,申请的人多,等候几年不在话下。一般而言周边条件好的,市区内的,繁华地段的自然选的人多,等候时间就长。所以一次多填几处,使得到房子的几率大点,是常用的办法。(也可随时补填)

       那些急于住房的,先选小房型或郊区的,可能轮候时间会短些。而且住上半年后,就有资格再次申请其它地方,或换大房。

       如果轮到你,房管会通知看房。不合意有权不要,等候再次通知。但是三次不要,几年等候白费,一切又得从头来。所以慎重为好。

       以我观察,大型的老年屋虽各有千秋,一般来说条件会好些。它有室内康乐活动厅,有最基本的锻炼器材;有专职管理员,水电修理及时,卫生也会好些。社区安排的老年活动与信息也多。

       我们现在的老年屋住有好几百人,就有活动厅,电脑室,电梯,可通行轮椅,有二十四小时护理,(需符合条件)有理疗师上门理疗(需家庭医生介绍)。还有英语班。若参加某些社团活动,车到楼门接送。前不久相关部门来人讲解“怎样防止老人摔倒”,关键是栽倒后怎样求助,自救。今天又出布告,本周四讲“防暑” ;有点心茶水。点心茶水小意思,老人家不一定好那口,但觉得舒心有股温馨感。如此颐养千年,还有何可说?当然等这样的老年屋时间漫长。

       老年屋是老人自己的小天地,吃喝拉撒睡自在;又恢复居家当主人的感觉。与儿女同住就是孩子孝敬百般的好,他(她)也要忙于工作,哪能照顾老人一辈子?另一方面物质的不说,光是精神“代沟”,也把一家两代搅得有苦难言,哭笑不得。老人感到委屈,辛苦,孩子也不轻松自由,老少心里都别扭。
住老年屋不同于一般的租房,老年屋管理民主,上级拨了与住户相关的款,会征求住户钱干什么好?我们原来住的地方就开过这种会议,老外们主张换地毯,咱国人要求装抽油烟机。举手表决,因咱国人少,当年换了地毯;几年后安装了老外用的那种劲不大的油烟机。我们现在住的老年楼,前不久开住户会也是征求钱怎么花?上周上级来人检查工作,听取住户意见。

       当然住户也要好自为之,遵守规定。这是不言而喻的。
       说了半天总结为:申请老年屋不难。但要因人而异各取所需。提早规划耐心等待。

2010年8月8日星期日

Today I start my new BLOG! 今天我开始了我的新博客!

  今天我又开始了我的新的博客,不知道开始了多少个博客了,有的能够坚持几个月甚至几年,有的刚刚几天就忘记是哪个网站了。
  今天是周日,八月初的一个礼拜天,早上匆忙的起身去教会,本来昨天晚上计划今天早点起来去跑步,现在住的地方是一条大路南北两个世界。路北边是一眼望不到边的农场,田园风光。路南是崭新的房屋,一排排的,因为是新近的社区,树木就非常的少,因为远离城市,所以就觉得很安静和休闲。晚上时候,开车走在这个路上,一边是灯火辉煌的都市社区,一面是漆黑一片的原野。感觉真的很奇妙。
  中午回去士嘉堡,依然是葱葱绿绿的树木,十字路口的商场人很多周末购物,感觉这个曾经走了十一年的城市真的开始越来越旧了。刚刚到这里的时候感觉到处是草绿屋新。天蓝云低,不知道是不是因为多伦多人越来越多汽车尾气工业废气使得这里的空气开始没有之前那么清新。这个问题是一直我都没有发现的。直道7月去沙省看那天气才觉得这里有所不同。不过跟国内的黄颜色的云彩比也是好很多的。
  突然想起今天牧师的一个故事,说:國際學校,老師問學生:「說說你們對其他國家的糧食短缺問題的個人意見吧!」非洲學生:「什麼是糧食?」歐洲學生:「什麼是短缺?」
國學生:「什麼是其他國家?」中國學生:「什麼是個人意見?」
  听后感觉有很多琢磨的地方,也许当我们生活一个地方久了就认为或者是理所当然的认为别的地方应该我们这里一样。。。
  回家,铲草,尽管以前我以前是专业做铲草的,可是现在再做的时候,感觉很不一样。以前打工,帮别人铲,非常小心认真,现在给自己铲,不需要太仔细。不过凭借以前的基础,现在几下就搞定。回来休息写博客。